Cost of Studying in Australia 2027: Full Breakdown
Learn the real cost of studying in Australia in 2027, including the student visa fee, proof of funds, health insurance, tuition and other costs, so you can plan your budget.
Priya Sharma
Last updated
What Studying in Australia Really Costs
Australia offers world-class universities and a great student life, but your budget needs to cover much more than tuition. Before you apply, you need to plan for the visa fee, health insurance, and enough money to live on. Knowing the real numbers from the start helps you avoid surprises and makes your visa application much stronger. Here is what you need to budget for.
The Student Visa Application Fee
Since July 1, 2026, the student visa application fee is AUD 2,500 for the main applicant, up from AUD 2,000. You pay extra fees for each family member included in your application. This fee is not refunded if your visa is refused, so make sure your application is complete before you pay. Some passport holders and English-only courses may pay a lower fee.
Proof of Money for Living Costs
You must show that you have enough money to live in Australia for your first year. In 2026, the amount is AUD 29,710 for the student, plus AUD 10,394 for a partner and AUD 4,449 for each child. On top of this, you must also show money for your first year of tuition and your travel costs. For a single student, this often adds up to tens of thousands of dollars in total.
Health Insurance for Students
All international students must have Overseas Student Health Cover (OSHC) for their whole stay in Australia. Your insurance must be active before your visa is granted, and it must also cover any family members who come with you. The cost depends on the insurance company, how long you stay and how many people are covered. Many universities can help you arrange OSHC when you enrol.
Tuition and Other Costs
Tuition fees depend on your university, your course and your level of study, so check each university’s fees before you apply. You may also need to pay for an English test, a health check, translations and your flight. Planning these smaller costs early helps you build a realistic budget for your whole first year. Remember that living costs in big cities like Sydney and Melbourne are usually higher than in smaller cities.
Can My Parents’ Money Count as My Proof of Funds?
Yes. Money from your parents or partner can be used. You need to show your relationship to them and prove the money is really available to you.
Can I Use a Scholarship to Show Financial Capacity?
Yes. A scholarship can cover part or all of your costs. Include the official scholarship letter showing what it pays for.
Can I Work in Australia to Pay My Living Costs?
Yes. Students can usually work up to 48 hours every two weeks during their course. But you can’t count future work income as your proof of funds when you apply.
Check Your Australia Study Visa Requirements →
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